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It can be hard to get enough money to buy a used car, especially if you want something that does not fall apart once you taken it out of the store. Not many lenders are willing to give loans for used cars simply because they do not know what condition the car might be in. There are also no traditional lenders who are interested in giving you a secured or unsecured loan as well so what do you do? Well when it comes too used car loan just have to pay a higher interest rate and the loan would need to be paid back faster then a loan you get for a new car. So I recommend that you talk with your bank and your dealer for a good agreement.