The problem is that I can not take loans even if I wanted to. When my wife was still here we could buy a car that we insured with the best car insurance but now she took the car with her when she left me. I do not have a income that show and I can not get the even a cheap mortgage. I always have to depend on other people and their income to borrow money and that is really boring sometimes. I made my ex wife have a nice credit and then she run off after she got the house and the car in her name. Not that I have to pay for it anymore but now I have no credit.