I can not get loans I am pretty sure of it maybe if I get a girlfriend and she buys a house or something maybe we can get a secured loan together but I will never get a personal loan.
I always free lance and never had a real job so I never get the credit from the banks I deserve. The money is there but because I am outside the system they will never loan me any money.
I am sure many free lance bloggers and online entrepreneurs feels the same way as I do that they never get the credit with the bank and the word is missing a great opportunity.