Credit History
In the past, because of stricter regulation of financial activities, a lack of funds in the financial system and, more importantly, lack of ideas, there were only loans available to meet the needs of those who good or perfect credit. Those who have bad credit had almost no way of getting funding other than the use of family and / or friends.
Not so long ago, donors non-traditional (mostly people who have no experience in business loans) saw an opportunity to make money through loans within d ‘a niche that traditional lenders had left abandoned. But since that loans to people with bad credit involves risks, many went bankrupt. Those who have left the case, what are currently suitable bad credit personal loans, qualification and certification have not changed much since.