No matter what kind of personal credit history you have, you will still be able to have a newly credit card, home loan, car loan and any other loans you want to. Because of what? Because now they have the bad credit loans which are providing exactly for the people who have bad credit history.
If you are not sure and don’t believe that you still have a chance to make a new loan or a new credit card, you can come check up the list of the loan and credit card companies who they are willing to give you who have the bad credit history the new loan and new credit card.