American is no way on the upswing and if you feel that finance is going to be affected then you can take a big cut and sell your second car that most Americans have. We know it can have a emotional value but it will also cost you a lot of money per month.
If you need the car you can ride in your partner’s car or sign up in car-share programs for example Zipcar.com it is available in 48 states and only cost $162 a month. This is a big save from you having a second car, both for Mother Nature and you.