My webmaster has a new job in the weekends he goes to another province and sell credit cards with his wife. He does not really sells them but he asked people that does not have credit card if they want to apply and he gets a few dollar for every person that approve. I am not sure they are the best credit cards you can get on the market because you should really be looking for credit cards. That is the best option, any other credit card would charge you a lot of interest but with 0 % you can not go wrong can you?